Silver Simple - 23818NJ0010003 Health Insurance Plan
Oscar Garden State Insurance Corporation health insurance plan with the Plan ID 23818NJ0010003. The plan is called Silver Simple.
Based on the data of Health Plan Issuer, this plan has an actuarial value of 73.91% (the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 26.09% of the costs of all covered benefits (according to the Issuer).
Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 73.62% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 26.38% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.
| Health Insurance Plan ID | 23818NJ0010003 | ||||||||||||||||||
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| Health Insurance Plan Year | 2024 | ||||||||||||||||||
| State | New Jersey | ||||||||||||||||||
| Health Insurance Issuer | Oscar Garden State Insurance Corporation | ||||||||||||||||||
| Health Insurance Plan Variant | 23818NJ0010003-04 | ||||||||||||||||||
| Provider Network(s) | ['NJN001'] | ||||||||||||||||||
| In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Thu, 21 Nov 2024 00:44 GMT). |
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| Available Variants of the Health Plan | Standard On Exchange Plan - 23818NJ0010003-01 Open to Indians below 300% FPL - 23818NJ0010003-02 Open to Indians above 300% FPL - 23818NJ0010003-03 73% AV Silver Plan - 23818NJ0010003-04 |
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| Last Plan Update Date | Mon, 12 Feb 2024 00:00 GMT | ||||||||||||||||||
| Last Import Date | Thu, 21 Nov 2024 00:44 GMT |
Silver Simple CSR 250 Health Insurance Plan Variant 23818NJ0010003-04 Attributes
| Plan Attribute | Value |
|---|---|
| AV Calculator Output Number | 0.736227317 |
| Business Year | 2024 |
| Child-Only Offering | Allows Adult and Child-Only |
| Composite Rating Offered | No |
| CSR Variation Type | 73% AV Level Silver Plan |
| Dental Only Plan | No |
| Design Type | Not Applicable |
| Disease Management Programs Offered | Pregnancy, Depression, Heart Disease, Asthma |
| EHB Percent of Total Premium | 99% |
| First Tier Utilization | 20% |
| Formulary ID | NJF001 |
| HIOS Product ID | 23818NJ001 |
| Import Date | 2/12/2024 |
| HSA Eligible | No |
| IsItANewPlan | Existing |
| Notice Required for Pregnancy | No |
| Is a Referral Required for Specialist? | No |
| Issuer Actuarial Value | 73.91% |
| Issuer ID | 23818 |
| Market Coverage | Individual |
| Medical Drug Deductibles Integrated | Yes |
| Medical Drug Maximum Out of Pocket Integrated | Yes |
| Metal Level | Silver |
| Multiple In Network Tiers | Yes |
| National Network | No |
| Network ID | NJN001 |
| Out of Country Coverage | Yes |
| Out of Country Coverage Description | Emergency Services Only |
| Out of Service Area Coverage | Yes |
| Out of Service Area Coverage Description | Emergency and Urgent Services only |
| Plan Effective Date | 1/1/2024 |
| Plan Expiration Date | 12/31/2024 |
| Plan ID (Standard Component ID with Variant) | 23818NJ0010003-04 |
| Plan Marketing Name | Silver Simple |
| Plan Type | EPO |
| Plan Variant Marketing Name | Silver Simple CSR 250 |
| QHP/Non QHP | Both |
| SBC Scenario, Having a Baby, Coinsurance | $1,700 |
| SBC Scenario, Having a Baby, Copayment | $100 |
| SBC Scenario, Having a Baby, Deductible | $2,400 |
| SBC Scenario, Having a Baby, Limit | $0 |
| SBC Scenario, Having Diabetes, Coinsurance | $500 |
| SBC Scenario, Having Diabetes, Copayment | $100 |
| SBC Scenario, Having Diabetes, Deductible | $2,400 |
| SBC Scenario, Having Diabetes, Limit | $0 |
| SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $80 |
| SBC Scenario, Treatment of a Simple Fracture, Copayment | $0 |
| SBC Scenario, Treatment of a Simple Fracture, Deductible | $2,400 |
| SBC Scenario, Treatment of a Simple Fracture, Limit | $0 |
| Second Tier Utilization | 80% |
| Service Area ID | NJS001 |
| Source Name | SERFF |
| Specialty Drug Maximum Coinsurance | $150 |
| Plan ID | 23818NJ0010003 |
| State Code | NJ |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family | per person not applicable | per group not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | Not Applicable |
| Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family | per person not applicable | per group not applicable |
| Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 25.00% |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family | $2400 per person | $4800 per group |
| Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual | $2,400 |
| Combined Medical and Drug EHB Deductible, In Network (Tier 2), Default Coinsurance | 20.00% |
| Combined Medical and Drug EHB Deductible, In Network (Tier 2), Family | $2400 per person | $4800 per group |
| Combined Medical and Drug EHB Deductible, In Network (Tier 2), Individual | $2,400 |
| TEHBDedOutofNetFamily | per person not applicable | per group not applicable |
| Combined Medical and Drug EHB Deductible, Out of Network, Individual | Not Applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family | $6800 per person | $13600 per group |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $6,800 |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 2), Family | $6800 per person | $13600 per group |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 2), Individual | $6,800 |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family | per person not applicable | per group not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | Not Applicable |
| Unique Plan Design | Yes |
| Version Number | 1 |
| Wellness Program Offered | No |
Copay & Coinsurance of Silver Simple Health Insurance Plan, 23818NJ0010003
| Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
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Frequently Asked Questions(FAQ) about Silver Simple, 23818NJ0010003 Health Insurance Plan, 23818NJ0010003
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Does Silver Simple Health Insurance Plan, 23818NJ0010003 support Mail Ordering?
Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Does (23818NJ0010003) Health Insurance Plan, Variant (23818NJ0010003-04) offer Disease Management Programs?
Does (23818NJ0010003) Health Insurance Plan, Variant (23818NJ0010003-04) have Out Of Country Coverage?
Does (23818NJ0010003) Health Insurance Plan, Variant (23818NJ0010003-04) have Out of Service Area Coverage?
Does (23818NJ0010003) Health Insurance Plan, Variant (23818NJ0010003-04) offer Disease Management Programs?
Does Silver Simple CSR 250 Health Insurance Plan, Variant (23818NJ0010003-04) offer Disease Management Programs for Asthma?
Does Silver Simple CSR 250 Health Insurance Plan, Variant (23818NJ0010003-04) offer Disease Management Programs for Heart disease?
Does Silver Simple CSR 250 Health Insurance Plan, Variant (23818NJ0010003-04) offer Disease Management Programs for Depression?
Does Silver Simple CSR 250 Health Insurance Plan, Variant (23818NJ0010003-04) offer Disease Management Programs for Pregnancy?
Disclaimer: This is based on the import(Date: Thu, 21 Nov 2024 00:44 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API