Standard High Gold - 36046MA0750146 Health Insurance Plan

Harvard Pilgrim Healthcare, Inc. health insurance plan with the Plan ID 36046MA0750146. The plan is called Standard High Gold.

Based on the data of Health Plan Issuer, this plan has an actuarial value of 81.66% (the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 18.34% of the costs of all covered benefits (according to the Issuer).

Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 81.62% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 18.38% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.

Health Insurance Plan ID 36046MA0750146
Health Insurance Plan Year 2024
State Massachusetts
Health Insurance Issuer Harvard Pilgrim Healthcare, Inc.
Health Insurance Plan Variant 36046MA0750146-03
Provider Network(s) ['MAN001']
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Thu, 21 Nov 2024 00:44 GMT).

Providers Massachusetts All US States
All N/A N/A
PCP N/A N/A
Allergy N/A N/A
OB/GYN N/A N/A
Dentists N/A N/A
Available Variants of the Health Plan

Standard On Exchange Plan - 36046MA0750146-01

Open to Indians below 300% FPL - 36046MA0750146-02

Open to Indians above 300% FPL - 36046MA0750146-03

Last Plan Update Date Mon, 12 Feb 2024 00:00 GMT
Last Import Date Thu, 21 Nov 2024 00:44 GMT

Standard High Gold Health Insurance Plan Variant 36046MA0750146-03 Attributes

Plan Attribute Value
AV Calculator Output Number 0.81620473
Business Year 2024
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type Limited Cost Sharing Plan Variation
Dental Only Plan No
Design Type Not Applicable
Disease Management Programs Offered Pregnancy, High Blood Pressure & High Cholesterol, Weight Loss Programs, Pain Management, Depression, Low Back Pain, Diabetes, Heart Disease, Asthma
EHB Percent of Total Premium 99%
First Tier Utilization 100%
Formulary ID MAF005
HIOS Product ID 36046MA075
Import Date 2/12/2024
HSA Eligible No
IsItANewPlan New
Notice Required for Pregnancy No
Is a Referral Required for Specialist? Yes
Issuer Actuarial Value 81.66%
Issuer ID 36046
Market Coverage Individual
Medical Drug Deductibles Integrated Yes
Medical Drug Maximum Out of Pocket Integrated Yes
Metal Level Gold
Multiple In Network Tiers No
National Network No
Network ID MAN001
Out of Country Coverage No
Out of Service Area Coverage No
Plan Effective Date 1/1/2024
Plan Expiration Date 12/31/2024
Plan ID (Standard Component ID with Variant) 36046MA0750146-03
Plan Marketing Name Standard High Gold
Plan Type HMO
Plan Variant Marketing Name Standard High Gold
QHP/Non QHP Both
SBC Scenario, Having a Baby, Coinsurance $0
SBC Scenario, Having a Baby, Copayment $1,300
SBC Scenario, Having a Baby, Deductible $0
SBC Scenario, Having a Baby, Limit $0
SBC Scenario, Having Diabetes, Coinsurance $0
SBC Scenario, Having Diabetes, Copayment $1,800
SBC Scenario, Having Diabetes, Deductible $0
SBC Scenario, Having Diabetes, Limit $0
SBC Scenario, Treatment of a Simple Fracture, Coinsurance $50
SBC Scenario, Treatment of a Simple Fracture, Copayment $800
SBC Scenario, Treatment of a Simple Fracture, Deductible $0
SBC Scenario, Treatment of a Simple Fracture, Limit $0
Service Area ID MAS001
Source Name SERFF
Specialist Requiring a Referral A referral is needed for all specialists except for OB/GYN, Chiropractic Care, Routine Eye Exams, and Mental Health Providers.
Plan ID 36046MA0750146
State Code MA
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family per person not applicable | per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual Not Applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family per person not applicable | per group not applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual Not Applicable
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance 0.00%
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family $0 per person | $0 per group
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual $0
TEHBDedOutofNetFamily per person not applicable | per group not applicable
Combined Medical and Drug EHB Deductible, Out of Network, Individual Not Applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family $6000 per person | $12000 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual $6,000
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family per person not applicable | per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual Not Applicable
Unique Plan Design Yes
Version Number 1
Wellness Program Offered Yes

Copay & Coinsurance of Standard High Gold Health Insurance Plan, 36046MA0750146

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about Standard High Gold, 36046MA0750146 Health Insurance Plan, 36046MA0750146

  • Does Standard High Gold Health Insurance Plan, 36046MA0750146 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (36046MA0750146) Health Insurance Plan, Variant (36046MA0750146-03) offer Disease Management Programs?

    Yes, and here is the list of available programs: Pregnancy, High Blood Pressure & High Cholesterol, Weight Loss Programs, Pain Management, Depression, Low Back Pain, Diabetes, Heart Disease, Asthma

    Does (36046MA0750146) Health Insurance Plan, Variant (36046MA0750146-03) have Out Of Country Coverage?

    No, unfortunately there is no Out Of Country Coverage for this Health Insurance Plan (variant of plan).

    Does (36046MA0750146) Health Insurance Plan, Variant (36046MA0750146-03) have Out of Service Area Coverage?

    No, unfortunately there is no Out of Service Area Coverage for this Health Insurance Plan (variant of plan).

    Does (36046MA0750146) Health Insurance Plan, Variant (36046MA0750146-03) offer Disease Management Programs?

    Yes, and here is the list of available programs: Pregnancy, High Blood Pressure & High Cholesterol, Weight Loss Programs, Pain Management, Depression, Low Back Pain, Diabetes, Heart Disease, Asthma

    Does Standard High Gold Health Insurance Plan, Variant (36046MA0750146-03) offer Disease Management Programs for Asthma?

    Yes, the Standard High Gold Health Insurance Plan Variant 36046MA0750146-03 offers Disease Management Program for Asthma.

    Does Standard High Gold Health Insurance Plan, Variant (36046MA0750146-03) offer Disease Management Programs for Heart disease?

    Yes, the Standard High Gold Health Insurance Plan Variant 36046MA0750146-03 offers Disease Management Program for Heart disease.

    Does Standard High Gold Health Insurance Plan, Variant (36046MA0750146-03) offer Disease Management Programs for Depression?

    Yes, the Standard High Gold Health Insurance Plan Variant 36046MA0750146-03 offers Disease Management Program for Depression.

    Does Standard High Gold Health Insurance Plan, Variant (36046MA0750146-03) offer Disease Management Programs for Diabetes?

    Yes, the Standard High Gold Health Insurance Plan Variant 36046MA0750146-03 offers Disease Management Program for Diabetes.

    Does Standard High Gold Health Insurance Plan, Variant (36046MA0750146-03) offer Disease Management Programs for High blood pressure & high cholesterol?

    Yes, the Standard High Gold Health Insurance Plan Variant 36046MA0750146-03 offers Disease Management Program for High blood pressure & high cholesterol.

    Does Standard High Gold Health Insurance Plan, Variant (36046MA0750146-03) offer Disease Management Programs for Low back pain?

    Yes, the Standard High Gold Health Insurance Plan Variant 36046MA0750146-03 offers Disease Management Program for Low back pain.

    Does Standard High Gold Health Insurance Plan, Variant (36046MA0750146-03) offer Disease Management Programs for Pregnancy?

    Yes, the Standard High Gold Health Insurance Plan Variant 36046MA0750146-03 offers Disease Management Program for Pregnancy.

    Does Standard High Gold Health Insurance Plan, Variant (36046MA0750146-03) offer Disease Management Programs for Weight loss programs?

    Yes, the Standard High Gold Health Insurance Plan Variant 36046MA0750146-03 offers Disease Management Program for Weight loss programs.

 

Disclaimer: This is based on the import(Date: Thu, 21 Nov 2024 00:44 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API