Optimum Choice, Inc. health insurance plan with the Plan ID 72375MD0070020. The plan is called UHC Bronze Virtual Access (Unlimited $0 Virtual).
Based on the data of Health Plan Issuer, this plan has an actuarial value of 64.80% (the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 35.20% of the costs of all covered benefits (according to the Issuer).
Health Insurance Plan ID | 72375MD0070020 | ||||||||||||||||||
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Health Insurance Plan Year | 2024 | ||||||||||||||||||
State | Maryland | ||||||||||||||||||
Health Insurance Issuer | Optimum Choice, Inc. | ||||||||||||||||||
Health Insurance Plan Variant | 72375MD0070020-03 | ||||||||||||||||||
Provider Network(s) | ['MDN002'] | ||||||||||||||||||
In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Thu, 21 Nov 2024 00:44 GMT). |
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Available Variants of the Health Plan | Standard On Exchange Plan - 72375MD0070020-01 |
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Last Plan Update Date | Fri, 31 May 2024 00:00 GMT | ||||||||||||||||||
Last Import Date | Thu, 21 Nov 2024 00:44 GMT |
Plan Attribute | Value |
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Business Year | 2024 |
Child-Only Offering | Allows Adult and Child-Only |
Composite Rating Offered | No |
CSR Variation Type | Limited Cost Sharing Plan Variation |
Dental Only Plan | No |
Design Type | Not Applicable |
EHB Percent of Total Premium | 99% |
First Tier Utilization | 99% |
Formulary ID | MDF002 |
HIOS Product ID | 72375MD007 |
Import Date | 5/31/2024 |
HSA Eligible | No |
IsItANewPlan | Existing |
Notice Required for Pregnancy | No |
Is a Referral Required for Specialist? | Yes |
Issuer Actuarial Value | 64.80% |
Issuer ID | 72375 |
Market Coverage | Individual |
Medical Drug Deductibles Integrated | Yes |
Medical Drug Maximum Out of Pocket Integrated | Yes |
Metal Level | Expanded Bronze |
Multiple In Network Tiers | Yes |
National Network | No |
Network ID | MDN002 |
Out of Country Coverage | No |
Out of Service Area Coverage | Yes |
Out of Service Area Coverage Description | Plan covers eligible expenses provided by a Network Physician or other provider or facility within the Network Area. The Network Area may include select Network providers located in a neighboring state. |
Plan Effective Date | 1/1/2024 |
Plan ID (Standard Component ID with Variant) | 72375MD0070020-03 |
Plan Level Exclusions | 0 |
Plan Marketing Name | UHC Bronze Virtual Access (Unlimited $0 Virtual) |
Plan Type | HMO |
Plan Variant Marketing Name | UHC Bronze-B Virtual Access (Unlimited $0 Virtual) |
QHP/Non QHP | Both |
SBC Scenario, Having a Baby, Coinsurance | $800 |
SBC Scenario, Having a Baby, Copayment | $200 |
SBC Scenario, Having a Baby, Deductible | $7,250 |
SBC Scenario, Having a Baby, Limit | $60 |
SBC Scenario, Having Diabetes, Coinsurance | $0 |
SBC Scenario, Having Diabetes, Copayment | $100 |
SBC Scenario, Having Diabetes, Deductible | $4,200 |
SBC Scenario, Having Diabetes, Limit | $0 |
SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $0 |
SBC Scenario, Treatment of a Simple Fracture, Copayment | $40 |
SBC Scenario, Treatment of a Simple Fracture, Deductible | $2,600 |
SBC Scenario, Treatment of a Simple Fracture, Limit | $0 |
Second Tier Utilization | 0% |
Service Area ID | MDS001 |
Source Name | SERFF |
Specialist Requiring a Referral | All, except OBGYN and as state mandated |
Plan ID | 72375MD0070020 |
State Code | MD |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family | per person not applicable | per group not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | Not Applicable |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family | per person not applicable | per group not applicable |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 30.00% |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family | $7250 per person | $14500 per group |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual | $7,250 |
Combined Medical and Drug EHB Deductible, In Network (Tier 2), Default Coinsurance | 30.00% |
Combined Medical and Drug EHB Deductible, In Network (Tier 2), Family | $7250 per person | $14500 per group |
Combined Medical and Drug EHB Deductible, In Network (Tier 2), Individual | $7,250 |
TEHBDedOutofNetFamily | per person not applicable | per group not applicable |
Combined Medical and Drug EHB Deductible, Out of Network, Individual | Not Applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family | $9450 per person | $18900 per group |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $9,450 |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 2), Family | $9450 per person | $18900 per group |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 2), Individual | $9,450 |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family | per person not applicable | per group not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | Not Applicable |
Unique Plan Design | Yes |
Version Number | 1 |
Wellness Program Offered | No |
Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
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Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Disclaimer: This is based on the import(Date: Thu, 21 Nov 2024 00:44 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API