UHC Clear Cost Gold On Exchange - 65428NM0020006 Health Insurance Plan

UnitedHealthcare of New Mexico, Inc. health insurance plan with the Plan ID 65428NM0020006. The plan is called UHC Clear Cost Gold On Exchange.

Based on the data of Health Plan Issuer, this plan has an actuarial value of 80.04% (the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 19.96% of the costs of all covered benefits (according to the Issuer).

Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 80.04% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 19.96% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.

Health Insurance Plan ID 65428NM0020006
Health Insurance Plan Year 2024
State New Mexico
Health Insurance Issuer UnitedHealthcare of New Mexico, Inc.
Health Insurance Plan Variant 65428NM0020006-01
Provider Network(s) ['NMN001']
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Thu, 21 Nov 2024 00:44 GMT).

Providers New Mexico All US States
All N/A N/A
PCP N/A N/A
Allergy N/A N/A
OB/GYN N/A N/A
Dentists N/A N/A
Available Variants of the Health Plan

Standard On Exchange Plan - 65428NM0020006-01

Open to Indians below 300% FPL - 65428NM0020006-02

Open to Indians above 300% FPL - 65428NM0020006-03

Last Plan Update Date Mon, 12 Feb 2024 00:00 GMT
Last Import Date Thu, 21 Nov 2024 00:44 GMT

UHC Clear Cost Gold On Exchange Health Insurance Plan Variant 65428NM0020006-01 Attributes

Plan Attribute Value
AV Calculator Output Number 0.800357499
Business Year 2024
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type Standard Gold On Exchange Plan
Dental Only Plan No
Design Type Not Applicable
Disease Management Programs Offered High Blood Pressure & High Cholesterol, Pain Management, Diabetes, Heart Disease, Asthma
EHB Percent of Total Premium 100%
First Tier Utilization 100%
Formulary ID NMF006
HIOS Product ID 65428NM002
Import Date 2/12/2024
HSA Eligible No
IsItANewPlan New
Notice Required for Pregnancy No
Is a Referral Required for Specialist? No
Issuer Actuarial Value 80.04%
Issuer ID 65428
Market Coverage Individual
Medical Drug Deductibles Integrated Yes
Medical Drug Maximum Out of Pocket Integrated Yes
Metal Level Gold
Multiple In Network Tiers No
National Network Yes
Network ID NMN001
Out of Country Coverage No
Out of Service Area Coverage Yes
Out of Service Area Coverage Description Plan covers eligible expenses provided by a Network Physician or other provider or facility within the Network Area. The Network Area may include select Network providers located in a neighboring state.
Plan Effective Date 1/1/2024
Plan ID (Standard Component ID with Variant) 65428NM0020006-01
Plan Level Exclusions 0
Plan Marketing Name UHC Clear Cost Gold On Exchange
Plan Type HMO
Plan Variant Marketing Name UHC Clear Cost Gold On Exchange
QHP/Non QHP Both
SBC Scenario, Having a Baby, Coinsurance $0
SBC Scenario, Having a Baby, Copayment $700
SBC Scenario, Having a Baby, Deductible $3,000
SBC Scenario, Having a Baby, Limit $60
SBC Scenario, Having Diabetes, Coinsurance $0
SBC Scenario, Having Diabetes, Copayment $900
SBC Scenario, Having Diabetes, Deductible $0
SBC Scenario, Having Diabetes, Limit $0
SBC Scenario, Treatment of a Simple Fracture, Coinsurance $0
SBC Scenario, Treatment of a Simple Fracture, Copayment $500
SBC Scenario, Treatment of a Simple Fracture, Deductible $1,000
SBC Scenario, Treatment of a Simple Fracture, Limit $0
Service Area ID NMS001
Source Name SERFF
Plan ID 65428NM0020006
State Code NM
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family per person not applicable | per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual Not Applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family per person not applicable | per group not applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual Not Applicable
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance 20.00%
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family $3000 per person | $6000 per group
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual $3,000
TEHBDedOutofNetFamily per person not applicable | per group not applicable
Combined Medical and Drug EHB Deductible, Out of Network, Individual Not Applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family $5300 per person | $10600 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual $5,300
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family per person not applicable | per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual Not Applicable
Unique Plan Design Yes
Version Number 1
Wellness Program Offered No

Copay & Coinsurance of UHC Clear Cost Gold On Exchange Health Insurance Plan, 65428NM0020006

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about UHC Clear Cost Gold On Exchange, 65428NM0020006 Health Insurance Plan, 65428NM0020006

  • Does UHC Clear Cost Gold On Exchange Health Insurance Plan, 65428NM0020006 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (65428NM0020006) Health Insurance Plan, Variant (65428NM0020006-01) offer Disease Management Programs?

    Yes, and here is the list of available programs: High Blood Pressure & High Cholesterol, Pain Management, Diabetes, Heart Disease, Asthma

    Does (65428NM0020006) Health Insurance Plan, Variant (65428NM0020006-01) have Out Of Country Coverage?

    No, unfortunately there is no Out Of Country Coverage for this Health Insurance Plan (variant of plan).

    Does (65428NM0020006) Health Insurance Plan, Variant (65428NM0020006-01) have Out of Service Area Coverage?

    Yes. Details: Plan covers eligible expenses provided by a Network Physician or other provider or facility within the Network Area. The Network Area may include select Network providers located in a neighboring state.

    Does (65428NM0020006) Health Insurance Plan, Variant (65428NM0020006-01) offer Disease Management Programs?

    Yes, and here is the list of available programs: High Blood Pressure & High Cholesterol, Pain Management, Diabetes, Heart Disease, Asthma

    Does UHC Clear Cost Gold On Exchange Health Insurance Plan, Variant (65428NM0020006-01) offer Disease Management Programs for Asthma?

    Yes, the UHC Clear Cost Gold On Exchange Health Insurance Plan Variant 65428NM0020006-01 offers Disease Management Program for Asthma.

    Does UHC Clear Cost Gold On Exchange Health Insurance Plan, Variant (65428NM0020006-01) offer Disease Management Programs for Heart disease?

    Yes, the UHC Clear Cost Gold On Exchange Health Insurance Plan Variant 65428NM0020006-01 offers Disease Management Program for Heart disease.

    Does UHC Clear Cost Gold On Exchange Health Insurance Plan, Variant (65428NM0020006-01) offer Disease Management Programs for Diabetes?

    Yes, the UHC Clear Cost Gold On Exchange Health Insurance Plan Variant 65428NM0020006-01 offers Disease Management Program for Diabetes.

    Does UHC Clear Cost Gold On Exchange Health Insurance Plan, Variant (65428NM0020006-01) offer Disease Management Programs for High blood pressure & high cholesterol?

    Yes, the UHC Clear Cost Gold On Exchange Health Insurance Plan Variant 65428NM0020006-01 offers Disease Management Program for High blood pressure & high cholesterol.

 

Disclaimer: This is based on the import(Date: Thu, 21 Nov 2024 00:44 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API