UHC Silver Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx) - 68398FL0030048 Health Insurance Plan

UnitedHealthcare of Florida, Inc. health insurance plan with the Plan ID 68398FL0030048. The plan is called UHC Silver Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx).

Based on the data of Health Plan Issuer, this plan has an actuarial value of 87.33% (the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 12.67% of the costs of all covered benefits (according to the Issuer).

Health Insurance Plan ID 68398FL0030048
Health Insurance Plan Year 2025
State Florida
Health Insurance Issuer UnitedHealthcare of Florida, Inc.
Plan Formulary Description URL Formulary URL
Plan Marketing Materials URL Marketing URL
Health Insurance Plan Variant 68398FL0030048-05
Provider Network(s) NON-PREFERRED NETWORK
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Tue, 24 Dec 2024 06:21 GMT).

Providers Florida All US States
All 38211 43644
PCP 4511 4948
Allergy 21 23
OB/GYN 223 251
Dentists 15 16
Available Variants of the Health Plan

Standard Off Exchange Plan - 68398FL0030048-00

Standard On Exchange Plan - 68398FL0030048-01

Open to Indians below 300% FPL - 68398FL0030048-02

Open to Indians above 300% FPL - 68398FL0030048-03

73% AV Silver Plan - 68398FL0030048-04

87% AV Silver Plan - 68398FL0030048-05

94% AV Silver Plan - 68398FL0030048-06

Last Plan Update Date Fri, 16 Aug 2024 00:00 GMT
Last Import Date Tue, 24 Dec 2024 06:21 GMT

Benefits of UHC Silver Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx) Health Insurance Plan, 68398FL0030048-05

Benefit Covered In Network Out Of Network
Abortion for Which Public Funding is Prohibited
NO
Accidental Dental
YES

25.00% Coinsurance after deductible

100.00%
Acupuncture
NO
Allergy Testing
YES

$30.00 Copay after deductible

100.00%
Bariatric Surgery
NO
Basic Dental Care - Adult
NO
Basic Dental Care - Child

Benefit limitations may apply to individual services.

YES

25.00% Coinsurance after deductible

100.00%
Chemotherapy
YES

$500.00 Copay after deductible

100.00%
Chiropractic Care

Limit: 35.0 Visit(s) per Year

35 visits for any combination of manipulative treatments, physical therapy, occupational therapy and speech therapy. Combined limit for all outpatient therapy plus chiropractic.

YES

25.00% Coinsurance after deductible

100.00%
Cosmetic Surgery
NO
Delivery and All Inpatient Services for Maternity Care

Childbirth/delivery professional services follow inpatient physician/surgeon fees.

YES

25.00% Coinsurance after deductible

100.00%
Dental Check-Up for Children

Limit: 1.0 Visit(s) per 6 Months

YES

No Charge

100.00%
Diabetes Education
YES

25.00% Coinsurance after deductible

100.00%
Dialysis
YES

$500.00 Copay after deductible

100.00%
Durable Medical Equipment
YES

25.00% Coinsurance after deductible

100.00%
Emergency Room Services
YES

$500.00 Copay after deductible

$500.00 Copay after deductible
Emergency Transportation/Ambulance
YES

$500.00 Copay after deductible

$500.00 Copay after deductible
Eye Glasses for Children

Limit: 1.0 Item(s) per Year

YES

25.00% Coinsurance after deductible

100.00%
Gender Affirming Care

Covered when medically necessary.

YES

$100.00 Copay after deductible

100.00%
Generic Drugs

Limit: 30.0 Days per Month

Members can obtain a 1 month supply through network pharmacies or home delivery. Members also have the option to receive a 3 month supply through network pharmacy or home delivery. Other quantity limits may apply. Check the plan's Summary of Benefits or Prescription Drug List for more information.

YES

$1.00

100.00%
Habilitation Services
YES

$30.00 Copay after deductible

100.00%
Hearing Aids
NO
Home Health Care Services

Limit: 20.0 Visit(s) per Year

YES

25.00% Coinsurance after deductible

100.00%
Hospice Services
YES

25.00% Coinsurance after deductible

100.00%
Imaging (CT/PET Scans, MRIs)
YES

$50.00 Copay after deductible

100.00%
Infertility Treatment
NO
Infusion Therapy
YES

$75.00 Copay after deductible

100.00%
Inpatient Hospital Services (e.g., Hospital Stay)
YES

25.00% Coinsurance after deductible

100.00%
Inpatient Physician and Surgical Services
YES

25.00% Coinsurance after deductible

100.00%
Laboratory Outpatient and Professional Services
YES

$5.00 Copay after deductible

100.00%
Long-Term/Custodial Nursing Home Care
NO
Major Dental Care - Adult
NO
Major Dental Care - Child

Benefit limitations may apply to individual services.

YES

25.00% Coinsurance after deductible

100.00%
Mental/Behavioral Health Inpatient Services
YES

25.00% Coinsurance after deductible

100.00%
Mental/Behavioral Health Outpatient Services

Cost share applies to office visits, please see SBC for Mental Health Outpatient Services.

YES

$20.00

100.00%
Non-Preferred Brand Drugs

Limit: 30.0 Days per Month

Members can obtain a 1 month supply through network pharmacies or home delivery. Members also have the option to receive a 3 month supply through network pharmacy or home delivery. Other quantity limits may apply. Check the plan's Summary of Benefits or Prescription Drug List for more information.

YES

40.00% Coinsurance after deductible

100.00%
Nutritional Counseling

Medical or behavioral/mental health related nutritional education services that are provided as part of treatment for a disease are covered

YES

25.00% Coinsurance after deductible

100.00%
Orthodontia - Adult
NO
Orthodontia - Child

Coverage is for medically necessary orthodontia only.

YES

50.00% Coinsurance after deductible

100.00%
Other Practitioner Office Visit (Nurse, Physician Assistant)
YES

25.00% Coinsurance after deductible

100.00%
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
YES

$100.00 Copay after deductible

100.00%
Outpatient Rehabilitation Services

Limit: 35.0 Visit(s) per Year

35 visits for any combination of manipulative treatments, physical therapy, occupational therapy and speech therapy. Combined limit for all outpatient therapy plus chiropractic.

YES

$30.00 Copay after deductible

100.00%
Outpatient Surgery Physician/Surgical Services
YES

$100.00 Copay after deductible

100.00%
Preferred Brand Drugs

Limit: 30.0 Days per Month

Members can obtain a 1 month supply through network pharmacies or home delivery. Members also have the option to receive a 3 month supply through network pharmacy or home delivery. Other quantity limits may apply. Check the plan's Summary of Benefits or Prescription Drug List for more information.

YES

$50.00 Copay after deductible

100.00%
Prenatal and Postnatal Care
YES

No Charge

100.00%
Preventive Care/Screening/Immunization
YES

No Charge

100.00%
Primary Care Visit to Treat an Injury or Illness

Cost sharing for Virtual Primary Care matches in-person office visit.

YES

$5.00

100.00%
Private-Duty Nursing
NO
Prosthetic Devices
YES

25.00% Coinsurance after deductible

100.00%
Radiation
YES

$75.00 Copay after deductible

100.00%
Reconstructive Surgery

Only for Breast reconstruction following a Mastectomy.

YES

$100.00 Copay after deductible

100.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy

Limit: 35.0 Visit(s) per Year

35 visits for any combination of manipulative treatments, physical therapy, occupational therapy and speech therapy.

YES

$30.00 Copay after deductible

100.00%
Rehabilitative Speech Therapy

Limit: 35.0 Visit(s) per Year

35 visits for any combination of manipulative treatments, physical therapy, occupational therapy and speech therapy.

YES

$30.00 Copay after deductible

100.00%
Routine Dental Services (Adult)
NO
Routine Eye Exam (Adult)
NO
Routine Eye Exam for Children

Limit: 1.0 Visit(s) per Year

YES

No Charge

100.00%
Routine Foot Care

Covered as medically necessary for the prevention of complications associated with metabolic, neurologic, or peripheral vascular disease

NO
Skilled Nursing Facility

Limit: 60.0 Days per Year

Skilled Nursing Facility has a limit of 60 days per year. Inpatient Rehabilitation has a limit of 21 days per year.

YES

25.00% Coinsurance after deductible

100.00%
Specialist Visit
YES

$30.00 Copay after deductible

100.00%
Specialty Drugs

Limit: 30.0 Days per Month

Specialty medications are limited to a 1-month supply. Other quantity limits may apply. Check the plan's Summary of Benefits or Prescription Drug List for more information.

YES

50.00% Coinsurance after deductible

100.00%
Substance Abuse Disorder Inpatient Services
YES

25.00% Coinsurance after deductible

100.00%
Substance Abuse Disorder Outpatient Services
YES

$20.00

100.00%
Transplant
YES

25.00% Coinsurance after deductible

100.00%
Treatment for Temporomandibular Joint Disorders
YES

25.00% Coinsurance after deductible

100.00%
Urgent Care Centers or Facilities

$0 Virtual Urgent Care visits are available through vendor. See SBC for additional cost share details for in-person urgent care visits.

YES

$50.00

100.00%
Weight Loss Programs
NO
Well Baby Visits and Care
YES

No Charge

100.00%
X-rays and Diagnostic Imaging
YES

$5.00 Copay after deductible

100.00%

UHC Silver-D Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx) Health Insurance Plan Variant 68398FL0030048-05 Attributes

Plan Attribute Value
Begin Primary Care Cost-Sharing After Number Of Visits 0
Begin Primary Care Deductible Coinsurance After Number Of Copays 0
Business Year 2025
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type 87% AV Level Silver Plan
Dental Only Plan No
Design Type Not Applicable
EHB Percent of Total Premium 1.0
First Tier Utilization 100%
Formulary ID FLF031
Formulary URL URL
HIOS Product ID 68398FL003
Import Date 2024-08-16 01:01:20
Limited Cost Sharing Plan Variation - Estimated Advanced Payment $0.00
Inpatient Copayment Maximum Days 0
HSA Eligible No
New/Existing Plan Existing
Notice Required for Pregnancy No
Is a Referral Required for Specialist? Yes
Issuer Actuarial Value 87.33%
Issuer ID 68398
Issuer Marketplace Marketing Name UnitedHealthcare
Market Coverage Individual
Medical Drug Deductibles Integrated Yes
Medical Drug Maximum Out of Pocket Integrated Yes
Metal Level Silver
Multiple In Network Tiers No
National Network No
Network ID FLN011
Out of Country Coverage No
Out of Service Area Coverage Yes
Out of Service Area Coverage Description Plan covers eligible expenses provided by a Network Physician or other provider or facility within the Network Area. The Network Area may include select Network providers located in a neighboring state. The plan also covers emergency health care services received outside the service area.
Plan Brochure URL
Plan Effective Date 2025-01-01
Plan ID (Standard Component ID with Variant) 68398FL0030048-05
Plan Level Exclusions Some exclusions may apply. See the applicable Certificate of Coverage for details.
Plan Marketing Name UHC Silver Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx)
Plan Type HMO
Plan Variant Marketing Name UHC Silver-D Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx)
QHP/Non QHP Both
SBC Scenario, Having a Baby, Coinsurance $2,100
SBC Scenario, Having a Baby, Copayment $200
SBC Scenario, Having a Baby, Deductible $600
SBC Scenario, Having a Baby, Limit $60
SBC Scenario, Having Diabetes, Coinsurance $0
SBC Scenario, Having Diabetes, Copayment $100
SBC Scenario, Having Diabetes, Deductible $600
SBC Scenario, Having Diabetes, Limit $0
SBC Scenario, Treatment of a Simple Fracture, Coinsurance $10
SBC Scenario, Treatment of a Simple Fracture, Copayment $1,100
SBC Scenario, Treatment of a Simple Fracture, Deductible $600
SBC Scenario, Treatment of a Simple Fracture, Limit $0
Service Area ID FLS011
Source Name HIOS
Specialist Requiring a Referral All, except OBGYN and as state mandated.
Plan ID 68398FL0030048
State Code FL
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person per person not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual Not Applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group per group not applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person per person not applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual Not Applicable
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance 25.00%
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group $1200 per group
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person $600 per person
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual $600
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group per group not applicable
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person per person not applicable
Combined Medical and Drug EHB Deductible, Out of Network, Individual Not Applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group $6100 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person $3050 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual $3,050
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person per person not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual Not Applicable
Unique Plan Design Yes
URL for Enrollment Payment URL
URL for Summary of Benefits & Coverage URL
Wellness Program Offered No

Copay & Coinsurance of UHC Silver Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx) Health Insurance Plan, 68398FL0030048

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about UHC Silver Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx), 68398FL0030048 Health Insurance Plan, 68398FL0030048

  • Does UHC Silver Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx) Health Insurance Plan, 68398FL0030048 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (68398FL0030048) Health Insurance Plan, Variant (68398FL0030048-05) have Out Of Country Coverage?

    No, unfortunately there is no Out Of Country Coverage for this Health Insurance Plan (variant of plan).

    Does (68398FL0030048) Health Insurance Plan, Variant (68398FL0030048-05) have Out of Service Area Coverage?

    Yes. Details: Plan covers eligible expenses provided by a Network Physician or other provider or facility within the Network Area. The Network Area may include select Network providers located in a neighboring state. The plan also covers emergency health care services received outside the service area.

 

Disclaimer: This is based on the import(Date: Tue, 24 Dec 2024 06:21 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API