UnitedHealthcare of Illinois, Inc. health insurance plan with the Plan ID 42529IL0070008. The plan is called UHC Silver Virtual First (Unlimited App-based Care) (Disponible en espanol).
Based on the data of Health Plan Issuer, this plan has an actuarial value of 70.43% (the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 29.57% of the costs of all covered benefits (according to the Issuer).
Health Insurance Plan ID | 42529IL0070008 | ||||||||||||||||||
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Health Insurance Plan Year | 2024 | ||||||||||||||||||
State | Illinois | ||||||||||||||||||
Health Insurance Issuer | UnitedHealthcare of Illinois, Inc. | ||||||||||||||||||
Plan Formulary Description URL | Formulary URL | ||||||||||||||||||
Plan Marketing Materials URL | Marketing URL | ||||||||||||||||||
Health Insurance Plan Variant | 42529IL0070008-00 | ||||||||||||||||||
Provider Network(s) | NETWORK NON-PREFERRED | ||||||||||||||||||
In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Thu, 21 Nov 2024 00:44 GMT). |
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Available Variants of the Health Plan | Standard Off Exchange Plan - 42529IL0070008-00 Standard On Exchange Plan - 42529IL0070008-01 Open to Indians below 300% FPL - 42529IL0070008-02 Open to Indians above 300% FPL - 42529IL0070008-03 73% AV Silver Plan - 42529IL0070008-04 |
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Last Plan Update Date | Thu, 30 Nov 2023 00:00 GMT | ||||||||||||||||||
Last Import Date | Thu, 21 Nov 2024 00:44 GMT |
Benefit | Covered | In Network | Out Of Network |
---|---|---|---|
Abortion for Which Public Funding is Prohibited
|
YES | 40% Coinsurance after deductible |
100.00% |
Accidental Dental
|
YES | 40% Coinsurance after deductible |
100.00% |
Acupuncture
|
NO | ||
Allergy Testing
|
YES | $100.00 |
100.00% |
Bariatric Surgery
|
YES | 40% Coinsurance after deductible |
100.00% |
Basic Dental Care - Adult
|
NO | ||
Basic Dental Care - Child
Benefit limitations may apply to individual services. |
YES | 40% Coinsurance after deductible |
100.00% |
Chemotherapy
|
YES | 40% Coinsurance after deductible |
100.00% |
Chiropractic Care
Limit: 25.0 Visit(s) per Year |
YES | 40% Coinsurance after deductible |
100.00% |
Cosmetic Surgery
|
NO | ||
Delivery and All Inpatient Services for Maternity Care
Childbirth/delivery professional services follow inpatient physician/surgeon fees. |
YES | 40% Coinsurance after deductible |
100.00% |
Dental Check-Up for Children
Limit: 1.0 Visit(s) per 6 Months |
YES | No Charge |
100.00% |
Diabetes Education
|
YES | 40% Coinsurance after deductible |
100.00% |
Dialysis
|
YES | 40% Coinsurance after deductible |
100.00% |
Durable Medical Equipment
|
YES | 40% Coinsurance after deductible |
100.00% |
Emergency Room Services
|
YES | 40% Coinsurance after deductible |
40% Coinsurance after deductible |
Emergency Transportation/Ambulance
|
YES | 40% Coinsurance after deductible |
40% Coinsurance after deductible |
Eye Glasses for Children
Limit: 1.0 Item(s) per Year |
YES | 40% Coinsurance after deductible |
100.00% |
Gender Affirming Care
|
YES | 40% Coinsurance after deductible |
100.00% |
Generic Drugs
Limit: 30.0 Days per Month 90-day supplies are available through retail pharmacies or home delivery.? Other quantity limits may apply. Check the plan's Summary of Benefits or Prescription Drug List for more information. |
YES | $3.00 |
100.00% |
Habilitation Services
|
YES | 40% Coinsurance after deductible |
100.00% |
Hearing Aids
Limit: 1.0 Item(s) per 2 Years Benefits will be provided for hearing aids for children age 18 and under and are limited to one hearing instrument per hearing imparied ear every 24 months. For covered persons age 19 and older, benefits are limited to one hearing instrument per hearing impaired ear every 24 months, up to $2,500 per hearing impaired ear. Benefits for bone anchored hearing aids are covered for all ages and not subject to benefit limit. |
YES | 40% Coinsurance after deductible |
100.00% |
Home Health Care Services
|
YES | 40% Coinsurance after deductible |
100.00% |
Hospice Services
|
YES | 40% Coinsurance after deductible |
100.00% |
Imaging (CT/PET Scans, MRIs)
|
YES | 40% Coinsurance after deductible |
100.00% |
Infertility Treatment
Limit: 6.0 Procedure(s) per Lifetime The maximum number of completed oocyte retrievals that are eligible for coverage under this Certificate in your lifetime is six. Following the final completed oocyte retrieval, benefits will be provided for one subsequent procedure to transfer the oocytes or sperm to you.Thereafter, you will have no benefits for infertility treatment. |
YES | 40% Coinsurance after deductible |
100.00% |
Infusion Therapy
|
YES | 40% Coinsurance after deductible |
100.00% |
Inpatient Hospital Services (e.g., Hospital Stay)
|
YES | 40% Coinsurance after deductible |
100.00% |
Inpatient Physician and Surgical Services
|
YES | 40% Coinsurance after deductible |
100.00% |
Laboratory Outpatient and Professional Services
|
YES | $10.00 |
100.00% |
Long-Term/Custodial Nursing Home Care
|
NO | ||
Major Dental Care - Adult
|
NO | ||
Major Dental Care - Child
Benefit limitations may apply to individual services. |
YES | 40% Coinsurance after deductible |
100.00% |
Mental/Behavioral Health Inpatient Services
|
YES | 40% Coinsurance after deductible |
100.00% |
Mental/Behavioral Health Outpatient Services
|
YES | $100.00 |
100.00% |
Non-Preferred Brand Drugs
Limit: 30.0 Days per Month 90-day supplies are available through retail pharmacies or home delivery.? Other quantity limits may apply. Check the plan's Summary of Benefits or Prescription Drug List for more information. |
YES | 40% Coinsurance after deductible |
100.00% |
Nutritional Counseling
|
YES | 40% Coinsurance after deductible |
100.00% |
Orthodontia - Adult
|
NO | ||
Orthodontia - Child
Coverage is for medically necessary orthodontia only. |
YES | 50% Coinsurance after deductible |
100.00% |
Other Practitioner Office Visit (Nurse, Physician Assistant)
|
YES | 40% Coinsurance after deductible |
100.00% |
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
|
YES | 40% Coinsurance after deductible |
100.00% |
Outpatient Rehabilitation Services
|
YES | 40% Coinsurance after deductible |
100.00% |
Outpatient Surgery Physician/Surgical Services
|
YES | 40% Coinsurance after deductible |
100.00% |
Preferred Brand Drugs
Limit: 30.0 Days per Month 90-day supplies are available through retail pharmacies or home delivery.? Other quantity limits may apply. Check the plan's Summary of Benefits or Prescription Drug List for more information. |
YES | $100 Copay after deductible |
100.00% |
Prenatal and Postnatal Care
|
YES | No Charge |
100.00% |
Preventive Care/Screening/Immunization
|
YES | No Charge |
100.00% |
Primary Care Visit to Treat an Injury or Illness
$0 for unlimited visits conducted via Preferred designated app-based virtual provider. See SBC for cost share for Non-Preferred in-network provider. |
YES | Tier 1: No Charge Tier 2: $100.00 |
100.00% |
Private-Duty Nursing
Exclusions: Inpatient Private Duty Nursing Service is not covered. Private Duty Nursing services will be covered as a part of the Home Health Care benefit. |
YES | 40% Coinsurance after deductible |
100.00% |
Prosthetic Devices
|
YES | 40% Coinsurance after deductible |
100.00% |
Radiation
|
YES | 40% Coinsurance after deductible |
100.00% |
Reconstructive Surgery
|
YES | 40% Coinsurance after deductible |
100.00% |
Rehabilitative Occupational and Rehabilitative Physical Therapy
|
YES | 40% Coinsurance after deductible |
100.00% |
Rehabilitative Speech Therapy
|
YES | 40% Coinsurance after deductible |
100.00% |
Routine Dental Services (Adult)
|
NO | ||
Routine Eye Exam (Adult)
|
NO | ||
Routine Eye Exam for Children
Limit: 1.0 Visit(s) per Year |
YES | No Charge |
100.00% |
Routine Foot Care
|
NO | ||
Skilled Nursing Facility
|
YES | 40% Coinsurance after deductible |
100.00% |
Specialist Visit
|
YES | $100.00 |
100.00% |
Specialty Drugs
Limit: 30.0 Days per Month Specialty medications are limited to a 30-day supply. Other quantity limits may apply. Check the plan's Summary of Benefits or Prescription Drug List for more information. |
YES | 50% Coinsurance after deductible |
100.00% |
Substance Abuse Disorder Inpatient Services
|
YES | 40% Coinsurance after deductible |
100.00% |
Substance Abuse Disorder Outpatient Services
|
YES | $100.00 |
100.00% |
Transplant
|
YES | 40% Coinsurance after deductible |
100.00% |
Treatment for Temporomandibular Joint Disorders
|
YES | 40% Coinsurance after deductible |
100.00% |
Urgent Care Centers or Facilities
|
YES | $100.00 |
100.00% |
Weight Loss Programs
|
NO | ||
Well Baby Visits and Care
|
YES | No Charge |
100.00% |
X-rays and Diagnostic Imaging
|
YES | 40% Coinsurance after deductible |
100.00% |
Plan Attribute | Value |
---|---|
Begin Primary Care Cost-Sharing After Number Of Visits | 0 |
Begin Primary Care Deductible Coinsurance After Number Of Copays | 0 |
Business Year | 2024 |
Child-Only Offering | Allows Adult and Child-Only |
Composite Rating Offered | No |
CSR Variation Type | Standard Silver Off Exchange Plan |
Dental Only Plan | No |
Design Type | Not Applicable |
EHB Percent of Total Premium | 0.9980055949175949 |
First Tier Utilization | 99% |
Formulary ID | ILF006 |
Formulary URL | URL |
HIOS Product ID | 42529IL007 |
Import Date | 2023-11-30 20:02:19 |
Limited Cost Sharing Plan Variation - Estimated Advanced Payment | $0.00 |
Inpatient Copayment Maximum Days | 0 |
HSA Eligible | No |
New/Existing Plan | Existing |
Notice Required for Pregnancy | No |
Is a Referral Required for Specialist? | Yes |
Issuer Actuarial Value | 70.43% |
Issuer ID | 42529 |
Issuer Marketplace Marketing Name | UnitedHealthcare |
Market Coverage | Individual |
Medical Drug Deductibles Integrated | Yes |
Medical Drug Maximum Out of Pocket Integrated | Yes |
Metal Level | Silver |
Multiple In Network Tiers | Yes |
National Network | No |
Network ID | ILN002 |
Out of Country Coverage | No |
Out of Service Area Coverage | Yes |
Out of Service Area Coverage Description | Plan covers eligible expenses provided by a Network Physician or other provider or facility within the Network Area. The Network Area may include select Network providers located in a neighboring state |
Plan Brochure | URL |
Plan Effective Date | 2024-01-01 |
Plan ID (Standard Component ID with Variant) | 42529IL0070008-00 |
Plan Marketing Name | UHC Silver Virtual First (Unlimited App-based Care) (Disponible en espanol) |
Plan Type | HMO |
Plan Variant Marketing Name | UHC Silver-X Virtual First (Unlimited App-based Care) (Disponible en espanol) |
QHP/Non QHP | Both |
SBC Scenario, Having a Baby, Coinsurance | $2,500 |
SBC Scenario, Having a Baby, Copayment | $100 |
SBC Scenario, Having a Baby, Deductible | $3,800 |
SBC Scenario, Having a Baby, Limit | $60 |
SBC Scenario, Having Diabetes, Coinsurance | $0 |
SBC Scenario, Having Diabetes, Copayment | $300 |
SBC Scenario, Having Diabetes, Deductible | $3,800 |
SBC Scenario, Having Diabetes, Limit | $0 |
SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $0 |
SBC Scenario, Treatment of a Simple Fracture, Copayment | $100 |
SBC Scenario, Treatment of a Simple Fracture, Deductible | $2,500 |
SBC Scenario, Treatment of a Simple Fracture, Limit | $0 |
Second Tier Utilization | 1% |
Service Area ID | ILS001 |
Source Name | SERFF |
Specialist Requiring a Referral | All, except OBGYN and as state mandated |
Plan ID | 42529IL0070008 |
State Code | IL |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group | per group not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person | per person not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | Not Applicable |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group | per group not applicable |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person | per person not applicable |
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 40.00% |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group | $7600 per group |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person | $3800 per person |
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual | $3,800 |
Combined Medical and Drug EHB Deductible, In Network (Tier 2), Default Coinsurance | 40.00% |
Combined Medical and Drug EHB Deductible, In Network (Tier 2), Family Per Group | $7600 per group |
Combined Medical and Drug EHB Deductible, In Network (Tier 2), Family Per Person | $3800 per person |
Combined Medical and Drug EHB Deductible, In Network (Tier 2), Individual | $3,800 |
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group | per group not applicable |
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person | per person not applicable |
Combined Medical and Drug EHB Deductible, Out of Network, Individual | Not Applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group | $18200 per group |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person | $9100 per person |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $9,100 |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 2), Family Per Group | $18200 per group |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 2), Family Per Person | $9100 per person |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 2), Individual | $9,100 |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group | per group not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person | per person not applicable |
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | Not Applicable |
Unique Plan Design | Yes |
URL for Enrollment Payment | URL |
URL for Summary of Benefits & Coverage | URL |
Wellness Program Offered | No |
Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
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Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Disclaimer: This is based on the import(Date: Thu, 21 Nov 2024 00:44 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API