Value Gold 1500 Medical Deductible - 68781UT0020023 Health Insurance Plan
SelectHealth health insurance plan with the Plan ID 68781UT0020023. The plan is called Value Gold 1500 Medical Deductible.
Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 78.38% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 21.62% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.
| Health Insurance Plan ID | 68781UT0020023 | ||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Health Insurance Plan Year | 2025 | ||||||||||||||||||
| State | Utah | ||||||||||||||||||
| Health Insurance Issuer | SelectHealth | ||||||||||||||||||
| Plan Formulary Description URL | Formulary URL | ||||||||||||||||||
| Health Insurance Plan Variant | 68781UT0020023-00 | ||||||||||||||||||
| Provider Network(s) | PREFERRED | ||||||||||||||||||
| In Network Doctors
*The data available in our database based on Health Insurance Company Open Data (update: Tue, 10 Dec 2024 06:32 GMT). |
|
||||||||||||||||||
| Available Variants of the Health Plan | Standard Off Exchange Plan - 68781UT0020023-00 Standard On Exchange Plan - 68781UT0020023-01 |
||||||||||||||||||
| Last Plan Update Date | Wed, 23 Oct 2024 00:00 GMT | ||||||||||||||||||
| Last Import Date | Tue, 10 Dec 2024 06:32 GMT |
Benefits of Value Gold 1500 Medical Deductible Health Insurance Plan, 68781UT0020023-00
| Benefit | Covered | In Network | Out Of Network |
|---|---|---|---|
| Abortion for Which Public Funding is Prohibited
|
NO | ||
| Accidental Dental
Exclusions: Covered only in limited circumstances Coinsurance or copay may differ depending on the place where services are received. See inpatient, outpatient, or emergency room benefits. |
YES | 20% Coinsurance after deductible |
100.00% |
| Acupuncture
|
NO | ||
| Allergy Testing
|
YES | $45.00 |
100.00% |
| Autism Spectrum Disorders
Covered as required by state law. |
YES | 20% Coinsurance after deductible |
100.00% |
| Bariatric Surgery
|
NO | ||
| Basic Dental Care - Adult
|
NO | ||
| Basic Dental Care - Child
|
NO | ||
| Chemotherapy
|
YES | 50.00% Coinsurance after deductible |
100.00% |
| Chiropractic Care
|
NO | ||
| Cosmetic Surgery
|
NO | ||
| Delivery and All Inpatient Services for Maternity Care
|
YES | 20% Coinsurance after deductible |
100.00% |
| Dental Check-Up for Children
Limit: 2.0 Visit(s) per Year |
YES | $45.00 |
100.00% |
| Diabetes Education
|
YES | 20% Coinsurance after deductible |
100.00% |
| Dialysis
|
YES | 20% Coinsurance after deductible |
100.00% |
| Durable Medical Equipment
Exclusions: Certain limitations and exclusions exist. Refer to the plan materials for more information. |
YES | 20% Coinsurance after deductible |
100.00% |
| Emergency Room Services
|
YES | $350 Copay after deductible |
$350 Copay after deductible |
| Emergency Transportation/Ambulance
|
YES | 20% Coinsurance after deductible |
20% Coinsurance after deductible |
| Eye Glasses for Children
Limit: 1.0 Item(s) per Year Exclusions: Frames are not covered |
YES | 20% Coinsurance after deductible |
100.00% |
| Gender Affirming Care
|
NO | ||
| Generic Drugs
Certain generic and brand name drugs have lower cost sharing than the generic tier |
YES | $25.00 |
$25.00 |
| Habilitation Services
Limit: 20.0 Visit(s) per Year Outpatient physical, speech, and occupational therapies have a combined limit of 20 visits. |
YES | $45.00 |
100.00% |
| Hearing Aids
|
NO | ||
| Home Health Care Services
|
YES | 20% Coinsurance after deductible |
100.00% |
| Hospice Services
|
YES | 20% Coinsurance after deductible |
100.00% |
| Imaging (CT/PET Scans, MRIs)
|
YES | 20% Coinsurance after deductible |
100.00% |
| Infertility Treatment
|
NO | ||
| Infusion Therapy
|
YES | 20% Coinsurance after deductible |
100.00% |
| Inherited Metabolic Disorder - PKU
|
YES | $45.00 |
100.00% |
| Inpatient Hospital Services (e.g., Hospital Stay)
|
YES | 20% Coinsurance after deductible |
100.00% |
| Inpatient Physician and Surgical Services
|
YES | 20% Coinsurance after deductible |
100.00% |
| Laboratory Outpatient and Professional Services
|
YES | No Charge |
100.00% |
| Long-Term/Custodial Nursing Home Care
|
NO | ||
| Major Dental Care - Adult
|
NO | ||
| Major Dental Care - Child
|
NO | ||
| Mental/Behavioral Health Inpatient Services
Exclusions: Certain limitations and exclusions exist. Refer to the plan materials for more information. |
YES | 20% Coinsurance after deductible |
100.00% |
| Mental/Behavioral Health Outpatient Services
Exclusions: Certain limitations and exclusions exist. Refer to the plan materials for more information. Office visits for Mental/Behavioral Health Outpatient Services: please refer to the Primary Care Visit for cost sharing information. All other outpatient services (e.g., partial hospitalization, day treatment, intensive outpatient) may be subject to additional cost sharing. Please refer to the plan policy documents for detailed information. |
YES | 20% Coinsurance after deductible |
100.00% |
| Non-Preferred Brand Drugs
The Hepatitis C Virus (HCV) drugs covered on non-preferred brand tier are eligible to receive a rebate from the drug manufacturer. The member out-of-pocket costs will be applied to the deductible and the maximum out-of-pocket. |
YES | 50% Coinsurance after deductible |
50% Coinsurance after deductible |
| Nutritional Counseling
|
YES | 20% Coinsurance after deductible |
100.00% |
| Orthodontia - Adult
|
NO | ||
| Orthodontia - Child
|
NO | ||
| Other Practitioner Office Visit (Nurse, Physician Assistant)
|
YES | $0.00 |
100.00% |
| Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
A procedure in a Freestanding Ambulatory Surgery Center, will cost the member less than the amount shown for other outpatient facilities. |
YES | 20% Coinsurance after deductible |
100.00% |
| Outpatient Rehabilitation Services
Limit: 20.0 Visit(s) per Year Outpatient physical, speech, and occupational therapies have a combined limit of 20 visits. Inpatient physical, speech, and occupational rehabilitation services have a combined limit of 40 days. |
YES | $25.00 |
100.00% |
| Outpatient Surgery Physician/Surgical Services
|
YES | 20% Coinsurance after deductible |
100.00% |
| Preferred Brand Drugs
|
YES | 25% Coinsurance after deductible |
25% Coinsurance after deductible |
| Prenatal and Postnatal Care
|
YES | $0.00 |
100.00% |
| Preventive Care/Screening/Immunization
|
YES | No Charge |
100.00% |
| Primary Care Visit to Treat an Injury or Illness
|
YES | $0.00 |
100.00% |
| Private-Duty Nursing
|
YES | 20% Coinsurance after deductible |
100.00% |
| Prosthetic Devices
|
YES | 20% Coinsurance after deductible |
100.00% |
| Radiation
|
YES | 20% Coinsurance after deductible |
100.00% |
| Reconstructive Surgery
Exclusions: Covered only in limited circumstances |
YES | 20% Coinsurance after deductible |
100.00% |
| Rehabilitative Occupational and Rehabilitative Physical Therapy
Limit: 40.0 Days per Year Outpatient physical, speech, and occupational therapies have a combined limit of 20 visits. Inpatient physical, speech, and occupational rehabilitation services have a combined limit of 40 days. |
YES | $45.00 Copay after deductible |
100.00% |
| Rehabilitative Speech Therapy
Limit: 40.0 Days per Year Outpatient physical, speech, and occupational therapies have a combined limit of 20 visits. Inpatient physical, speech, and occupational rehabilitation services have a combined limit of 40 days. |
YES | $45.00 Copay after deductible |
100.00% |
| Routine Dental Services (Adult)
Limit: 2.0 Visit(s) per Year |
YES | $45.00 |
100.00% |
| Routine Eye Exam (Adult)
Limit: 1.0 Visit(s) per Year |
YES | $45.00 |
100.00% |
| Routine Eye Exam for Children
Limit: 1.0 Visit(s) per Year |
YES | $45.00 |
100.00% |
| Routine Foot Care
|
NO | ||
| Skilled Nursing Facility
Limit: 60.0 Days per Year |
YES | 20% Coinsurance after deductible |
100.00% |
| Specialist Visit
|
YES | $45.00 |
100.00% |
| Specialty Drugs
|
YES | 50.00% Coinsurance after deductible |
50.00% Coinsurance after deductible |
| Substance Abuse Disorder Inpatient Services
Exclusions: Certain limitations and exclusions exist. Refer to the plan materials for more information. |
YES | 20% Coinsurance after deductible |
100.00% |
| Substance Abuse Disorder Outpatient Services
Exclusions: Certain limitations and exclusions exist. Refer to the plan materials for more information. Office visits for Mental/Behavioral Health Outpatient Services: please refer to the Primary Care Visit for cost sharing information |
YES | 20% Coinsurance after deductible |
100.00% |
| Transplant
Exclusions: Covered only in limited circumstances |
YES | 20% Coinsurance after deductible |
100.00% |
| Treatment for Temporomandibular Joint Disorders
|
NO | ||
| Urgent Care Centers or Facilities
|
YES | $45.00 |
100.00% |
| Weight Loss Programs
|
NO | ||
| Well Baby Visits and Care
|
YES | No Charge |
100.00% |
| X-rays and Diagnostic Imaging
|
YES | No Charge |
100.00% |
Value Gold 1500 Medical Deductible Health Insurance Plan Variant 68781UT0020023-00 Attributes
| Plan Attribute | Value |
|---|---|
| AV Calculator Output Number | 0.7838214083484609 |
| Begin Primary Care Cost-Sharing After Number Of Visits | 0 |
| Begin Primary Care Deductible Coinsurance After Number Of Copays | 0 |
| Business Year | 2025 |
| Child-Only Offering | Allows Adult and Child-Only |
| Composite Rating Offered | No |
| CSR Variation Type | Standard Gold Off Exchange Plan |
| Drug EHB Deductible, Combined In/Out of Network, Family Per Group | $750 per group |
| Drug EHB Deductible, Combined In/Out of Network, Family Per Person | $250 per person |
| Drug EHB Deductible, Combined In/Out of Network, Individual | $250 |
| Drug EHB Deductible, In Network (Tier 1), Default Coinsurance | 20.00% |
| Drug EHB Deductible, In Network (Tier 1), Family Per Group | per group not applicable |
| Drug EHB Deductible, In Network (Tier 1), Family Per Person | per person not applicable |
| Drug EHB Deductible, In Network (Tier 1), Individual | Not Applicable |
| Drug EHB Deductible, Out of Network, Family Per Group | per group not applicable |
| Drug EHB Deductible, Out of Network, Family Per Person | per person not applicable |
| Drug EHB Deductible, Out of Network, Individual | Not Applicable |
| Dental Only Plan | No |
| Design Type | Not Applicable |
| Disease Management Programs Offered | Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy, Weight Loss Programs |
| EHB Percent of Total Premium | 0.9861 |
| First Tier Utilization | 100% |
| Formulary ID | UTF016 |
| Formulary URL | URL |
| HIOS Product ID | 68781UT002 |
| Import Date | 2024-10-23 20:01:37 |
| Limited Cost Sharing Plan Variation - Estimated Advanced Payment | $0.00 |
| Inpatient Copayment Maximum Days | 0 |
| HSA Eligible | No |
| New/Existing Plan | Existing |
| Notice Required for Pregnancy | No |
| Is a Referral Required for Specialist? | No |
| Issuer ID | 68781 |
| Issuer Marketplace Marketing Name | Select Health |
| Market Coverage | Individual |
| Medical Drug Deductibles Integrated | No |
| Medical Drug Maximum Out of Pocket Integrated | Yes |
| Medical EHB Deductible, Combined In/Out of Network, Family Per Group | per group not applicable |
| Medical EHB Deductible, Combined In/Out of Network, Family Per Person | per person not applicable |
| Medical EHB Deductible, Combined In/Out of Network, Individual | Not Applicable |
| Medical EHB Deductible, In Network (Tier 1), Default Coinsurance | 20.00% |
| Medical EHB Deductible, In Network (Tier 1), Family Per Group | $3000 per group |
| Medical EHB Deductible, In Network (Tier 1), Family Per Person | $1500 per person |
| Medical EHB Deductible, In Network (Tier 1), Individual | $1,500 |
| Medical EHB Deductible, Out of Network, Family Per Group | per group not applicable |
| Medical EHB Deductible, Out of Network, Family Per Person | per person not applicable |
| Medical EHB Deductible, Out of Network, Individual | Not Applicable |
| Metal Level | Gold |
| Multiple In Network Tiers | No |
| National Network | No |
| Network ID | UTN002 |
| Out of Country Coverage | No |
| Out of Country Coverage Description | Urgent or emergency care only |
| Out of Service Area Coverage | No |
| Out of Service Area Coverage Description | Urgent or emergency care only |
| Plan Effective Date | 2025-01-01 |
| Plan Expiration Date | 2025-12-31 |
| Plan ID (Standard Component ID with Variant) | 68781UT0020023-00 |
| Plan Level Exclusions | Abortions/Termination of Pregnancy (except to save the life of the mother or when caused by rape/incest); Acupuncture/Acupressure; Administrative Services/Charges; Certain Allergy Tests; Bariatric Surgery; Biofeedback/Neurofeedback; Certain Cancer Therapies; Certain Illegal Activities; Claims After One Year; Complementary/Alternative Medicine; Complications of a Non-Covered Service; Custodial Care; Debarred Providers; Dental Anesthesia where criteria is not met; Duplication of Coverage; Exercise Equipment/Fitness Training; Experimental/Investigational Services (except for approved clinical trials); Refractive Eye Surgery; Food Supplements; Gene Therapy; Hearing Aids; Home Health Aides; Certain Immunizations; Certain Pain Management Services; Certain Prescription/Injectable Drugs and Specialty Medications; Reconstructive, Corrective, and Cosmetic Services; Respite Care; Robot-Assisted Surgery; Sexual Dysfunction; Certain Specialty Services; Travel-Related Expenses; computer-assisted interpretation of X-rays; Computer-assisted navigation for orthopedic procedures; Home A1C testing; Magnetic Source Imaging (MSI); Manipulation under anesthesia; Oncofertility; Radiofrequency ablation for lateral epicondylitis; Virtual colonoscopy screening; and certain DME items. |
| Plan Marketing Name | Value Gold 1500 Medical Deductible |
| Plan Type | HMO |
| Plan Variant Marketing Name | Value Gold 1500 Medical Deductible |
| QHP/Non QHP | Both |
| SBC Scenario, Having a Baby, Coinsurance | $2,000 |
| SBC Scenario, Having a Baby, Copayment | $10 |
| SBC Scenario, Having a Baby, Deductible | $1,500 |
| SBC Scenario, Having a Baby, Limit | $60 |
| SBC Scenario, Having Diabetes, Coinsurance | $0 |
| SBC Scenario, Having Diabetes, Copayment | $300 |
| SBC Scenario, Having Diabetes, Deductible | $800 |
| SBC Scenario, Having Diabetes, Limit | $20 |
| SBC Scenario, Treatment of a Simple Fracture, Coinsurance | $80 |
| SBC Scenario, Treatment of a Simple Fracture, Copayment | $500 |
| SBC Scenario, Treatment of a Simple Fracture, Deductible | $1,500 |
| SBC Scenario, Treatment of a Simple Fracture, Limit | $0 |
| Service Area ID | UTS002 |
| Source Name | SERFF |
| Plan ID | 68781UT0020023 |
| State Code | UT |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group | per group not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person | per person not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual | Not Applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group | $16000 per group |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person | $8000 per person |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual | $8,000 |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group | per group not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person | per person not applicable |
| Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual | Not Applicable |
| Unique Plan Design | No |
| URL for Enrollment Payment | URL |
| Wellness Program Offered | No |
Copay & Coinsurance of Value Gold 1500 Medical Deductible Health Insurance Plan, 68781UT0020023
| Drug Tier | Pharmacy Type | Copay amount | Copay option | Coinsurance rate | Coinsurance option | Mail Order |
|---|
Frequently Asked Questions(FAQ) about Value Gold 1500 Medical Deductible, 68781UT0020023 Health Insurance Plan, 68781UT0020023
-
Does Value Gold 1500 Medical Deductible Health Insurance Plan, 68781UT0020023 support Mail Ordering?
Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.
Does (68781UT0020023) Health Insurance Plan, Variant (68781UT0020023-00) offer Disease Management Programs?
Does (68781UT0020023) Health Insurance Plan, Variant (68781UT0020023-00) have Out Of Country Coverage?
Does (68781UT0020023) Health Insurance Plan, Variant (68781UT0020023-00) have Out of Service Area Coverage?
Does (68781UT0020023) Health Insurance Plan, Variant (68781UT0020023-00) offer Disease Management Programs?
Does Value Gold 1500 Medical Deductible Health Insurance Plan, Variant (68781UT0020023-00) offer Disease Management Programs for Asthma?
Does Value Gold 1500 Medical Deductible Health Insurance Plan, Variant (68781UT0020023-00) offer Disease Management Programs for Heart disease?
Does Value Gold 1500 Medical Deductible Health Insurance Plan, Variant (68781UT0020023-00) offer Disease Management Programs for Depression?
Does Value Gold 1500 Medical Deductible Health Insurance Plan, Variant (68781UT0020023-00) offer Disease Management Programs for Diabetes?
Does Value Gold 1500 Medical Deductible Health Insurance Plan, Variant (68781UT0020023-00) offer Disease Management Programs for High blood pressure & high cholesterol?
Does Value Gold 1500 Medical Deductible Health Insurance Plan, Variant (68781UT0020023-00) offer Disease Management Programs for Low back pain?
Does Value Gold 1500 Medical Deductible Health Insurance Plan, Variant (68781UT0020023-00) offer Disease Management Programs for Pregnancy?
Does Value Gold 1500 Medical Deductible Health Insurance Plan, Variant (68781UT0020023-00) offer Disease Management Programs for Weight loss programs?
Disclaimer: This is based on the import(Date: Tue, 10 Dec 2024 06:32 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API